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Financial Health

Ontario Reserve Fund Study Rules

ON 1 min read· Updated July 31, 2026

What this is

Ontario sets specific expectations for how condo corporations study and fund their reserves, and a newer manager needs to know the rhythm: studies are done on a regular cycle, updated between full studies, and used to set a funding plan the board must follow. This guide lays out how that cycle works in plain terms so you can keep your corporation on schedule.

We cover the types of study, how often each is generally required, and how the funding plan flows from the study into your budget. The focus is on the practical sequence, what happens when, so you are not caught off guard by a deadline.

Because timing details can change and vary with your corporation's situation, the guide points you to confirm the exact intervals and requirements against the current legislation rather than relying on rules of thumb.

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