Contractor Insurance Verification Checklist

What this is

Letting an uninsured or underinsured contractor onto the property can leave the corporation exposed if something goes wrong, from a workplace injury to accidental damage. The tricky part is that a certificate handed over at signing can be out of date, or missing the coverage that actually matters. This checklist helps a newer manager confirm the essentials before a crew ever shows up.

It walks through what to look for on a certificate of insurance, why being named as an additional insured matters, and how to keep verification current on longer jobs. None of it is complicated once you know what you are checking; the value is in doing it every time, consistently.

What's inside

• The core coverages to confirm on a certificate of insurance
• What to check on liability limits and expiry dates
• Notes on additional-insured status and workers' compensation coverage
• A simple log to track verification across your active contractors

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